401k Limit 2024 Married Filing Jointly. Married couples filing jointly must decide how much they will contribute to their respective retirement accounts to avoid exceeding the irs contribution limit. Key takeaways the irs sets the maximum that you and your employer can contribute to your 401(k) each year.

This means that your total 401(k) contribution limit for 2024 is $30,500. The 401(k) contribution limit for 2025 is $23,500, up from $23,000 in 2024.